The European Banking Authority (EBA) has announced consultations on supervisory independence and third-country branch authorisation, and published multiple reports on market share, loan enforcement, and AML/CFT frameworks, with deadlines until early 2026.
The European Banking Authority (EBA) has launched a consultation on its Guidelines on supervisory independence of competent authorities under the Capital Requirements Directive (CRD). The consultation runs until 23 January 2026 and aims to clarify measures to prevent conflicts of interest and ensure sound supervision.
In addition, the EBA announced a public consultation on Guidelines for authorisation of third-country branches under the CRD, open until 3 February 2026, to promote harmonised access to the EU market.
The EBA released a declaration supporting the Network for Greening the Financial System (NGFS) on the economic costs of climate inaction, coinciding with the 2025 UN Climate Change Conference (COP30) in Brazil. The declaration emphasizes the macroeconomic and financial risks of delayed climate action.
The EBA is conducting a data collection to identify EU counterparties required to apply for validation of ISDA SIMM, highlighting the obligation to seek authorisation for initial margin models under EMIR.
A follow-up Peer Review Report on the exclusion from credit valuation adjustment (CVA) risk for transactions with non-financial counterparties outside the EU found that competent authorities continue to assess CVA risk effectively, with progress since 2023.
The EBA updated its overview of the implementation of the revised Capital Requirements Directive (CRD V) and Investment Firms Directive (IFD), enhancing transparency across Member States without increasing reporting burdens.
Several updates were made to the EBA’s reporting tools, including the Mapping Tool, Signposting Tool, and the reporting platform, to align with recent regulatory changes.
The EBA published two reports: one on the market share of non-EU bank subsidiaries in the EU, which stood at 9.8% of total assets in December 2023, and another on EU banks’ foreign currency exposures and funding, indicating an upward trend since December 2023.
A second report on EU loan enforcement frameworks highlighted significant variation among Member States and emphasized the importance of legal and judicial capacity to improve recovery outcomes.
The EBA responded to the European Commission’s call for advice on AML/CFT, proposing a risk-based approach to support the operational start of the Anti-Money Laundering Authority (AMLA).
Finally, the EBA published final draft Regulatory Technical Standards (RTS) on assessing the materiality of CVA risk exposures from securities financing transactions, and revised guidelines on supervisory review procedures and stress testing, aiming to improve supervisory efficiency and risk focus.
The EBA’s fifth and final report on AML/CFT colleges concluded that they are effective for information exchange but highlighted the need to address issues affecting multiple group entities in a coordinated manner.
